# Saltmark — Terms and Conditions
Last updated: 7 May 2026
## 1. About Saltmark
"Saltmark" is a trading name used by two independent freelance consultants based in Portugal:
- Ian Sumpter — Portuguese NIF 288028589
- Rachel Emerson — Portuguese NIF 288028457
Saltmark is not (yet) an incorporated company. References on this website to "Saltmark", "we", "us" or "our" mean Ian Sumpter and/or Rachel Emerson acting as independent self-employed consultants under that trading name. Any contract for consultancy services entered into via this website or as a result of an enquiry made through it is between the client and the individual consultant (Ian or Rachel) who agrees to provide those services, not with Saltmark as a separate legal entity.
You can contact us at info@saltmark.eu.
## 2. Acceptance of these Terms
These Terms and Conditions ("Terms") govern your use of the website published at the Saltmark domain (the "Website") and any enquiry or interaction you have with us through it. By accessing or using the Website, you confirm that you have read, understood and agree to be bound by these Terms. If you do not agree, please do not use the Website.
These Terms do not, by themselves, create or describe a consultancy engagement. The terms of any consultancy work will be set out in a separate written agreement, proposal, statement of work or engagement letter signed (or otherwise expressly accepted) by both parties.
## 3. About the Website and our services
The Website is informational and is intended to:
- describe the freelance consultancy experience and offerings of Ian Sumpter and Rachel Emerson;
- allow visitors to learn about the kind of work we do; and
- enable visitors to make initial contact with us via a contact form or by email.
The Website does not currently offer online sales, online bookings, online payments, or member or account services. Any consultancy engagement that follows from an enquiry will be discussed and agreed separately, outside the Website.
## 4. Eligibility and acceptable use
You may use the Website only if you are at least 18 years old and able to enter into a legally binding agreement under applicable law. By using the Website you agree that you will not:
- use the Website in any way that breaches any applicable local, national or international law or regulation;
- use the Website to transmit, or procure the sending of, any unsolicited or unauthorised advertising, promotional material, "spam" or any similar communication;
- attempt to gain unauthorised access to the Website, the server on which it is stored, or any server, computer or database connected to it;
- attack the Website via a denial-of-service attack or any similar means;
- knowingly introduce viruses, trojans, worms, logic bombs or other malicious or technologically harmful material;
- scrape, copy, reproduce, republish, frame, sell or otherwise exploit any part of the Website's content for commercial purposes without our prior written permission; or
- impersonate any person, or misrepresent your identity or affiliation when contacting us.
We reserve the right to refuse service, restrict access to the Website, or report illegal activity to the competent authorities.
## 5. Enquiries and contact form
When you submit an enquiry through the contact form (or by emailing us), you are asking us to consider whether we can help you. Submitting an enquiry does not in itself create a contract for services and does not oblige either party to enter into one. We will respond if and when we are able. Personal information you provide through the contact form will be processed in accordance with our [Privacy Policy](#).
## 6. Consultancy services
Where, following an enquiry, we agree to provide consultancy services, the following will apply:
a. The consultancy contract is between you (the client) and Ian Sumpter or Rachel Emerson individually (or both, if jointly engaged), each acting as an independent self-employed consultant. Saltmark is a trading name and is not a party to the contract.
b. The specific scope, deliverables, fees, timing, expenses, confidentiality terms and any other commercial details will be set out in a separate written engagement document. To the extent of any conflict, the terms of that engagement document prevail over these Terms in respect of the services it covers.
c. Unless expressly stated otherwise in the engagement document, fees will be invoiced in euros (EUR) and are exclusive of any applicable Portuguese IVA or other taxes, which will be added where due.
d. Information, opinions, recommendations and deliverables we provide through the Website or in pre-engagement discussions are general in nature and do not constitute legal, financial, tax, medical or other professional advice. Specific advice should always be obtained from a suitably qualified professional before you take, or refrain from taking, any action.
## 7. Intellectual property
All content on the Website — including text, graphics, logos, images, layouts, and the "Saltmark" name — is owned by, or licensed to, Ian Sumpter and Rachel Emerson and is protected by copyright, trademark and other intellectual property laws.
You may view, download and print pages from the Website for your own personal, non-commercial use, provided you do not modify the content and you keep all copyright and other proprietary notices intact. You must not otherwise reproduce, distribute, publicly display or create derivative works from the Website's content without our prior written permission.
Nothing on the Website grants you any licence or right to use any trademark, logo or service mark displayed on the Website without our prior written permission.
## 8. Disclaimers
The Website is provided "as is" and "as available". To the maximum extent permitted by law, we make no representations or warranties of any kind, express or implied, regarding:
- the accuracy, completeness or timeliness of any information on the Website;
- the suitability of the Website or any information for any particular purpose; or
- the uninterrupted or error-free operation of the Website.
We will use reasonable efforts to keep the Website available and up to date, but we may suspend, withdraw or restrict access to all or part of the Website without notice for operational, technical or legal reasons.
## 9. Limitation of liability
Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law, including liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation.
Subject to the paragraph above, and to the maximum extent permitted by law:
- we will not be liable for any loss or damage arising from your use of the Website that was not reasonably foreseeable at the time you began using it;
- we will not be liable for any indirect, incidental, special or consequential loss, including loss of profits, loss of revenue, loss of business, loss of opportunity or loss of data; and
- our total aggregate liability arising out of or in connection with your use of the Website is limited to one hundred euros (EUR 100).
Any liability arising from a separately agreed consultancy engagement will be governed by the limitation-of-liability provisions of that engagement document.
## 10. Third-party links and services
The Website is hosted on Squarespace and may include links to third-party websites or services that are not under our control. We are not responsible for the content, accuracy, security or privacy practices of any third-party site. Following any link is at your own risk, and you should review the third party's own terms and privacy policy before using their services.
## 11. Privacy and cookies
Our handling of personal data and cookies is described in our Privacy Policy, which forms part of these Terms.
## 12. Changes to these Terms
We may update these Terms from time to time, for example to reflect changes in our services, our legal obligations, or industry practice. The "Last updated" date at the top of this page indicates when the Terms were most recently changed. By continuing to use the Website after a change is published, you accept the updated Terms.
## 13. Governing law and dispute resolution
These Terms, and any dispute or claim arising out of or in connection with them or with your use of the Website, are governed by the laws of Portugal, without regard to conflict-of-law principles. Subject to any mandatory consumer protection rules that apply to you, the courts of Portugal will have exclusive jurisdiction.
In line with Portuguese consumer law (Lei n.º 144/2015 of 8 September), if you are a consumer you may also refer disputes to an alternative dispute resolution (ADR) entity. A current list of authorised Portuguese ADR entities is available at www.consumidor.gov.pt. The European Commission's Online Dispute Resolution platform is available at https://ec.europa.eu/consumers/odr.
## 14. Severability
If any provision of these Terms is held by a court or other authority to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
## 15. Contact
For any question about these Terms, please contact us at info@saltmark.eu.